Below you will find a checklist of the documents I will need to initiate your loan approval. I know this can be a lot to compile so let me know if you have any questions...
Current pay stubs, dated within 30 days of loan submission
All W-2 forms for the past 2 years
Last 2 years tax returns for personal and businesses (ALL pages/schedules)
Most current 2 months bank statements (ALL pages)
Most current statement for all investment or retirement accounts (ALL pages)
Social security card (if FHA, RD, or VA loan) or non-W-2 employee (Conv. Loan)
All pages of bankruptcy and copy of discharge (if applicable)
All pages of divorce decree / separation agreement (if applicable)
DD 214 (VA Loans only)
Itemization of construction costs, floor plans & cash sale for lot (construction loans only.)
Current mortgage statement and insurance declarations page (for refinances only)
Please note that additional information may be requested at the time of loan application, but this is a good start. Every loan is different, so I will walk you though the process every step of the way. I appreciate the opportunity to assist you with your financing needs, and I look forward to earning your business.